What are you weighing up?
Seven free calculators for the money decisions that come with a family. Each shows the headline first, with the full working one tap away.
-
Childcare and pensions
Over £100k with a child in nursery?
See what the cliff edge costs your family, and what it would take to get the support back.
Open the calculatorFor parents earning around £100k who pay for childcare
-
Child Benefit
Earning between £60k and £80k?
How much Child Benefit you repay, and what a pension payment that keeps it would really cost.
Open the calculatorFor families claiming Child Benefit, with a parent on £60k to £80k
-
Pay and bonuses
What will your bonus really leave you?
After tax, NI, student loan, the Child Benefit charge and any childcare support it costs.
Open the calculatorFor anyone with a bonus or pay rise due, especially near £60k or £100k
-
Work and childcare
What would dropping a day really cost?
Your household money after tax and nursery fees, for every pattern from five days to none.
Open the calculatorFor working parents with a child in nursery
-
Mortgage and pensions
Overpay the mortgage, or pay into a pension?
Which route leaves you better off, and how much growth the pension needs to win.
Open the calculatorFor homeowners with a mortgage and money to spare each month
-
Student loans
Will your student loan be written off?
If you’re on track to clear it, and whether overpaying or investing leaves you better off.
Open the calculatorFor graduates repaying a student loan, and parents of students
-
Cars and pay
Is a salary sacrifice car worth it?
What a car through work really costs after tax, against leasing the same car yourself.
Open the calculatorFor employees whose employer offers, or could offer, a car scheme
Every calculator opens with a common situation filled in. Change any number and the answer updates as you type.
Tax, National Insurance, childcare support, Child Benefit, pensions and student loans, for England, Wales and Northern Ireland.
No sign-up and nothing stored. Your numbers are worked out in your browser and never sent anywhere.